Guides to small business financing
Real answers to the questions that come up when a business owner is actually comparing financing options.
How a Business Loan Payment Is Actually Calculated
How a business loan payment is actually calculated, including principal, rate and term, with a worked US example and the fees most owners miss.
Read the guide →SBA 7(a) vs SBA 504: Which Loan Fits Your Business
SBA 7(a) vs SBA 504 compared plainly: what each program is for, how they're structured, and how a US small business owner should choose between them.
Read the guide →Business Line of Credit vs Term Loan, Explained
Business line of credit vs term loan explained plainly: how each is repaid, what each costs, and which fits recurring versus one-time business needs.
Read the guide →Equipment Financing vs Term Loan for Small Business
Equipment financing vs term loan for small business compared: why equipment loans are often easier to qualify for, and where a general term loan wins instead.
Read the guide →Merchant Cash Advance vs Term Loan: True Cost Compared
Merchant cash advance vs term loan true cost compared: how factor rates work, why they're not the same as APR, and what an advance really costs a US business.
Read the guide →How to Get Your Small Business Funding-Ready
How to get your small business funding-ready before you apply for a loan: what US lenders actually check, and how to strengthen your position first.
Read the guide →Common Mistakes When Comparing Small Business Loan Offers
The most common mistakes small business owners make when comparing loan offers, from ignoring APR to underestimating what a longer term really costs.
Read the guide →What Happens After You Apply for a Business Loan
What happens after you apply for a business loan in the US: underwriting, document requests, timelines by loan type, and what a denial or approval actually means.
Read the guide →The Small Business Funding Readiness Kit
Built for US small business owners preparing to approach a lender. It walks through the documents to gather, the questions to ask, and a worksheet to compare offers side by side before you commit to one.